Legal
Terms of Use
Updated: June 2025
Peak Ventures LLC ("Peak Ventures Co.," “we,” “us,” or “our”) operates the smartlifeonline.com website and other affiliated websites that may present similar content (“Sites”). By accessing or using any Site, you agree to these Terms of Use (the “Agreement”), which includes our Privacy Policy and any other posted terms or notices. If you do not agree to these terms, please do not use the Sites.
Mandatory Arbitration
These Terms include a mandatory arbitration clause that requires you to resolve disputes with us individually and not as part of a class action. You may opt out of arbitration within thirty (30) days of first using a Site or by filing in Small Claims Court if eligible. See the “Arbitration/Dispute Resolution” section below for details.
1. How the Sites Work
Our Sites provide informational content on trending news, commentary, and other general interest topics (“Content”). We may feature sweepstakes, ads, affiliate links, and partner content. Advertising or affiliate partners may compensate us for clicks, impressions, or user actions on their offers. We reserve the right to add or modify features and services.
2. No Representations or Warranties
We provide the Sites and Site Content “as is” and make no warranties about accuracy, availability, or suitability. Content may contain errors or become outdated. You acknowledge that we are not liable for interruptions in Site access due to technical issues, maintenance, or external events.
TO THE EXTENT ALLOWED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
3. Privacy Policy; Confidentiality
Our Privacy Policy governs how we collect, use, and protect your data. Your use of the Sites confirms your agreement to our Privacy Policy. We do not guarantee that your Site use will remain confidential and are not responsible for unauthorized access to your information.
4. User Supplied Content
If you submit comments or other content, you grant us a global, non-revocable license to use and display it. You represent that your submission does not violate any intellectual property rights and that we may display your first name, last initial, and general location in connection with the content.
5. Eligibility
The Sites are intended for U.S. residents aged 13 and older. Use of the Sites outside the U.S. may be unlawful. You are responsible for complying with local laws and regulations in your area.
6. Equipment
You are responsible for any hardware, software, and services needed to access and use the Sites. We are not liable for issues resulting from your device or internet connection.
7. Proprietary Rights
Site Content is for personal, non-commercial use only. You may not copy, reverse-engineer, modify, distribute, or republish any part of the Sites without written permission. All content and trademarks are owned by us or third parties and protected by law.
8. Site Links and Third-Party Sites
Sites may contain links to external websites or promotions. We do not control, endorse, or guarantee the accuracy or security of third-party content. You access these sites at your own risk and should review their privacy policies and terms.
9. Fraudulent Activity Policy
You must provide accurate information and comply with all applicable laws when using the Sites. We may take corrective action, including disabling access, if we suspect fraudulent, excessive, or suspicious activity.
10. Choice of Law
This Agreement is governed by the laws of the State of Delaware, regardless of where you are located or from where you access the Sites.
11. Arbitration/Dispute Resolution
All disputes must be resolved through binding arbitration with the American Arbitration Association (“AAA”), except where you opt out within 30 days or qualify for Small Claims Court. Arbitration will occur in your county (or Delaware, if initiated by us) and follow AAA Commercial Arbitration Rules.
You agree not to bring class actions or multi-party arbitrations. Any arbitrator's award is final and may be enforced in any court. If you win more than our settlement offer, we will pay you at least $500 and your reasonable legal fees.
Class Action Waiver
You waive your right to join or participate in a class action against us or our partners. This waiver stands even if arbitration is unenforceable in part.
Exceptions
You may opt out of arbitration within 30 days by written notice or file in Small Claims Court, provided your claim qualifies.
Jury Trial Waiver
You waive your right to a jury trial and agree that arbitration is your sole dispute resolution path, barring the exceptions above.
12. Limitation of Liability
To the fullest extent allowed by law, we and our partners are not liable for indirect, incidental, or consequential damages. Our total liability to you is limited to the amount you paid to use the Site, if any.
13. Indemnification
You agree to indemnify and defend us against any claims arising from your use of the Sites, breach of this Agreement, or violation of any third-party rights, including reasonable legal fees.
14. Integration and Severability
This Agreement, along with the Privacy Policy, is the entire understanding between you and us. If a portion is deemed unenforceable, the remainder remains valid. In case of conflict between terms, the Privacy Policy controls.
Contact
For questions or concerns regarding these Terms of Use, please contact us at:
📧 info@peakventures.co.